A simple solution for

Retirement Savings*Our Future*Our Country

Let's commit to a better future, let's commit to save 10.

Video Contest winner announced!

"Sally's Lemonade" - Paige Rood, Utah



The response to our Save 10 $tories Video Contest was huge! And after your votes were tallied, we have a winner. Congratulations to Paige Rood from Utah State University who takes home the grand prize of $10,000! “Sally’s Lemonade” tells the story of a girl named Sally who saved 10% of her earnings from a lemonade stand toward retirement. The end result is a strong, successful financial future. Thanks to Paige and all our contestants who showed America who, when, why, and how anyone can Save 10.

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Our Mission

Determining the exact amount to put away to reach your savings goals can be overwhelming, and many just don’t know where to start.

Save 10 is simple.

The Save 10 initiative is a movement to reinforce a “Save 10” rule of thumb and recognizes employers who put their employees on the path to eventually saving at least 10% of their income.
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There are two truths about retirement savings in America:

1) Most Americans need to save more

2) Most aren’t doing enough of it on their own

Nearly 82% of employees save for retirement when their employers offer an Auto Save program – compared with just 64% when employers do not. Save 10 aims to fundamentally change these facts.

Save 10 is a business-to-business, peer-to-peer effort to encourage to encourage employers to enable their workers to Save 10% of their income for a secure retirement.

Why we need to SAVE 10

% OF AMERICANS WHO HAVEN'T SAVED FOR RETIREMENT

% OF HOUSEHOLDS WHO ARE NOT PUTTING AWAY ENOUGH TO MAINTAIN THEIR CURRENT LIFESTYLE

% INCREASE THAT AUTO-SAVE HAS ON SAVINGS PLAN PARTICIPATION

Keys to Saving Success

Auto-Save: a cornerstone to a secure retirement.
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Over 40% of large 401(k) programs are already using automatic enrollment – or Auto-save – to help employees save more for retirement. When employers automatically opt-in their employees into the company retirement savings plan, they are practicing auto-save.

Auto-escalation
Auto Save has another component – auto escalation - that allows employees' savings to automatically increase over time. Auto escalation can dramatically increase retirement savings without employees feeling a paycheck pinch. Employees always have the option to opt-out, but research shows the vast majority do not and are better prepared for retirement.

Increasing Retirement Savings Access at Small Businesses

Only about one in seven small employers with less than 100 workers offers a retirement plan – there is much opportunity for improvement. Save 10 advocates for efforts that will increase saving and promotes successful examples of Auto Save and small business IRA options used by Save 10 members, while recognizing companies who are doing it right. We help them understand the many benefits of saving 10 for them and their employees.

Keep your 10
Being prepared for disability, death, or other curves life can throw is an essential part of planning for retirement. Companies should make sure workers keep the 10% they are saving. Every person’s situation is different, so if you aren’t sure how to get started, there are many resources that can help. Here is just one resource to help you on your way.

Why Join the Save 10 Coalition

SAVE 10 is a cost-free coalition of best-in-class employers and resource partners who offer, are committed to offering, or are helping Americans achieve retirement security through Saving 10%.
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Be a part of the movement.

  • Demonstrate your company’s willingness to help address America's low savings rate through offering Auto Save programs and/or enabling employees to Save 10%
  • Distinguish your company as a good corporate citizen
  • Build on your reputation of caring for your employees
  • Help your employees value your responsible investment in their futures
  • Help your company excel in employer ratings overall and within your industry

The Impact of Save 10

CliftonLarsonAllen’s impact culture seeks to create career opportunities and choices for our people. Removing barriers that stand between our people and the realization of their potential is a key concept of our impact culture. By advocating Save 10 and automatic, consistent savings over time, we empower our people to secure the financial future that they envision and deserve as they build their careers.- Denny Schleper, Chief Executive Officer, CliftonLarsonAllen LLP
For almost 30 years Tiller Corporation has offered a 401(k) plan where we match 5% of an employee’s contribution and also provided an additional 5% profit sharing contribution.  An employee simply needs to put aside 5% and they’ll receive an additional 10% from the company.  That’s the best return they’ll ever get on an investment and it allows our long-term employees to retire with dignity.  I’m proud our company has remained steadfast in its support of this benefit through good times and bad.  It sends a powerful message to our employees about our commitment to them and we certainly see a financial return to the company from their commitment to us.- Chad B. Sauer, President and CEO, Tiller Corporation
Eze Castle Integration is committed to our employees’ long-term financial well-being and their future. We take great measures to ensure we offer various investment options to all employees from day one. Our employees are our future.- John R. Cahaly, President & CEO of Eze Castle Integration
According to a 2014 LIMRA Secure Retirement Institute study, only 1 in 4 workers are very confident that they are saving enough for retirement.  Employers that leverage tools like auto-enrollment and auto-escalation can help their employees save at least 10 percent of their income so they have a better likelihood of achieving a financially secure retirement.- Paul Henry, Managing Director, LIMRA LOMA Secure Retirement Institute
Save 10’s efforts are especially important as they promote savings and the adoption of retirement plan best practices for segments of the population that need the most help. We look forward to collaborating with Financial Services Roundtable to help close the retirement income gap for all Americans.- Kelly O’Donnell, EVP of Corporate & Institutional Marketing, Financial Engines
It isn’t easy for many low and moderate income workers to start saving for retirement.  Only about half American workers have access to a workplace retirement account.  Access to an automatic retirement savings products in the workplace is critical to enhancing the long-term financial security and mobility of low and moderate income workers.- Jeremie Greer, Director of Government Affairs, CFED
Auto features help millions to save more for their future, and broader adoption can help millions more!- Dallas Salisbury, Chairman of ASEC
Access to a retirement savings plan at work is the critical factor that determines whether or not Americans are saving for their retirement. ASPPA is pleased to support the SAVE 10 campaign's focus on savings goals, leveraging the power of payroll deduction to make those goals a reality.- Brian H. Graff, ASPPA Executive Director/Chief Executive Officer
AFCPE's Certified Professionals help guide clients toward reaching their financial goals.  One way employers can help with retirement savings is by automatically enrolling employees into qualified retirement plans.- Rebecca Wiggins, Executive Director, AFCPE

Be a Save 10 Employer

Employers who are Save 10 certified can help close the retirement savings gap. Does your company:

Are you a save10 employer?

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